Buying a home or looking to refinance a mortgage? MECU信用合作社 makes it easy 和 affordable.

We offer a variety of low-cost 抵押贷款 to help you buy your first home, 下一个家, or refinance an existing mortgage. We also offer investment property options for real estate investors in 和 around Maryl和.


Special discounts 和 home loan options designed specifically for first-time homebuyers.


Lower down payment option with more lenient credit 和 income requirements than conventional 抵押贷款.


Low, fixed interest rate loans with a rate that never goes up 和 a variety of loan repayment terms.

Adjustable-Rate Mortgage

Start 与我们的 lowest fixed-interest rate for a specified period followed by an adjustable-rate that can go up or down with the market.

Refinance Your 首页 Loan

Refinancing can help you get extra cash, lower your interest rate, 降低付款, or shorten your loan term.

Residential Investment Property 贷款

Financing for the purchase, renovation, or refinance of residential investment property.

Mortgage Resource Center (在新选项卡中打开)

Research your various options to find the home loan that fits your budget 和 lifestyle.

Banking with MECU信用合作社 in Maryl和 means belonging to a local financial institution that invests in the 巴尔的摩 community 和 offers competitive rates on mortgage loans 和 other 房屋净值改进 贷款产品.

I recently refinanced my mortgage with MECU. It was a very easy process, I shaved at least 10 years off my mortgage, which will save us a lot of money. 让我们很开心.

Rico C.